Thesis mortgages

If the total amount of your purchases from the seller GARANT-M more than:
- 9169 ₽ the discount is 5%
- 4585 ₽ the discount is 3%
- 2292 ₽ the discount is 2%
- 92 ₽ the discount is 1%

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Bulat Karimov Nailevich

MORTGAGE IN RUSSIA AND THE PROBLEMS OF INCREASING ITS EFFICIENCY

Moscow - 2001


TABLE OF CONTENTS

INTRODUCTION 3

CHAPTER 1. ECONOMIC AND LEGAL BASIS OF MORTGAGE LENDING 12

1.1. MAIN ECONOMIC AND LEGAL CONCEPTS mortgages and mortgage loan 12

1.2. MORTGAGE IN MODERN RUSSIA 25

1.3. Mortgage system in Europe and USA 38

CHAPTER 2. APPLICATION ASPECTS OF MORTGAGE LENDING as a business tool 49

2.1. PROBLEMS participation of banks in mortgage lending 49

2.2. HIGHLIGHTS home loans 64

2.3. The problem of financing of industrial activities BY MORTGAGE LENDING 74

CHAPTER 3 AREAS OF IMPROVEMENT MECHANISM returnable MORTGAGE LOANS 86

3.1. SIGNIFICANT ensure repayment of mortgage loans 86

3.2. Financial risk management and insurance protection in mortgage lending 95

3.3. Methods of assessing the market value of the object MORTGAGE 108

CONCLUSION 118

REFERENCES 123

APPENDIX 130



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